And life goes rolling along......

So the AC is broke. We are waiting to find out if we qualify for refinancing of our mortgage and then the electricity gets cut off on Tuesday. Jim didn't realize that the cut-off date was before payday and he was going to pay it on payday. Oppps. And that's all it was.....an opps. So we had no power for about 24 hours (he paid it before the guy was even done shutting it off....but it took that long to get turned back on). Jim was really beating himself up about that. But it was an "oppps" and that's all. He forgot. Oh well.
It's back on, that's all fixed and now we are waiting to see about the refinancing. After the whole thing about him just going off and deciding this and that without even letting me know he was even THINKING about other options, I told him things will change. I will be put on the bank account in California, I will be put on the Visa, and I will take over the money/bills. Which is funny....that's one of the things that he wrote me in an email.....that he was angry because he didn't have time etc to take care of that stuff. So I will be taking that over........with him over my shoulder and involved at every step.
First, I'm bound and determined that we are NOT going to live paycheck to paycheck anymore. I found some great budgeting software and I am putting it to use. I also plan on closing our savings account at Bank Of America which has .2% APY (and fees up the wazu!) and opening an ING account which has no fees and 3% APY. There are some other online banks that had slightly higher rates, but ING is well known and the reviews are all stellar.
Of course, I've discussed this all with Jim! LOL!!
Well, Richard has a an appointment to get his teeth cleaned this afternoon and I need to start getting ready for that.